Before investing in mutual funds, please read the following important information.


Historical performance does not promise the same results in the future. As market conditions change, the value of your mutual fund will change as well. As a result, when you redeem your shares, your investment may be worth more or less than your original cost.


Before you invest in any mutual fund please request a copy of the fund's prospectus. The prospectus contains information on a fund's objectives and strategies, risks and expenses. review the prospectus prior to making your investment to assure yourself that investing in the mutual fund is appropriate for your goals and risk tolerance.


The information which follows is believed to have come from reliable sources, however, we cannot guarantee its completeness or suitability for any purpose.


An investment in a mutual fund may result in your receipt of taxable dividends, capital gains and return of capital. The mutual fund in which you invest may be subject to dividend reallocation in which the mutual fund, after it's year end, may reallocate a certain percentage of dividends already paid. We suggest that you consult your tax advisor to discuss the appropriate tax treatment, if any, on your mutual fund transactions.


Not all funds are registered for sale in all states. Please contact your mutual fund representative should you have any questions about the availability of specific mutual funds in your state. In addition, not all securities, products and services described here are available outside of the United States. The information contained in these pages is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned here, and no offers or sales will be made in jurisdictions in which the offer and sale of these securities, products and services is not qualified or otherwise exempt from regulation.


Some funds invest in international securities, which can involve different risks than U.S. investments. The risks include political and economic instability, changing currency exchange rates, foreign taxes and differences in financial accounting standards, You should pay attention to these risks if you're considering investing in an international or global fund.


Indices are unmanaged and do not reflect the payment of advisory fees and other expenses associated with an investment in a fund. Investors cannot directly invest in an index.


Money market funds are managed to maintain a stable $1 share price. Investments in these funds are neither insured nor guaranteed by the U.S. Government, and there can be no assurance that the funds will be able to maintain a stable net asset value of $1 per share, it is possible to lose money by investing in the fund.

Important Notice: Performance data for the Mutual Fund Mall is provided by Morningstar, Inc., an independent firm that tracks the investment industry. Although gathered from reliable resources, Morningstar cannot guarantee completeness and accuracy. Fund information and data includes sales charges or transaction fees and assume reinvestment of dividends and capital gains at net asset value. A free prospectus for mutual funds containing more complete information, including management fees and other expenses, in available upon request. unds are offered by prospectus only. As with any investment, you should always carefully read the prospectus and make sure you understand it fully. Investigate before you invest is always good investment practice. Mesirow Financial provides record keeping and shareholder services for shares purchased and/or held in accounts. BestVest Investments, Ltd. receives remuneration from participating fund companies for NTF funds. Returns will vary and shares may be worth more or less than their original cost when sold. This and other information on mutual funds is provided for general informational purposes only. Also remember that market volatility can significantly impact short-term performance. Results of an investment made today may differ substantially from the historical performance shown.